Krishanan, Darmesh, Aye Aye Khin, Kevin Low Lock Teng, and Karuthan Chinna. 2016. “Consumers’ Perceived Interactivity & Intention to Use Mobile Banking in Structural Equation Modeling”. International Review of Management and Marketing 6 (4):883-90. https://econjournals.com.tr/index.php/irmm/article/view/3202.