Sahabat, Imaduddin, Teguh Dartanto, Haidy A. Passay, and Diah Widyawati. “Electronics Payment Decisions of the Indonesian Urban Households: A Nested Logit Analysis of the Effects of the Payment Characteristics”. International Journal of Economics and Financial Issues 7, no. 5 (October 31, 2017): 498–511. Accessed November 7, 2024. https://econjournals.com.tr/index.php/ijefi/article/view/4977.